From time to time this website hosts a tribute to those goods and service providers who gout of their way to screw over their users.

26 SEP 2011 Today's winner is CHASE Bank. Like all banks these days Chase offers free online bill pay. What they don't tell you is the true cost to the consumer of that free web service. I only recently changed banks to Chase because of fall-der-all at my prior bank. This month was the first time I was planning on paying my rent via "free" online bill pay. Since the real estate company does not have ELECTRONIC payment system the check requires 5 days (Actually 5 business days)  to arrive. OK I get that....sort of....but if they say 5 business days for delivery how does that work. THE POST OFFICE delivers 6 Days each week! I guess that catholic education didn't prepare one for how businesses count. 

I only went to catholic school for 12 years so I may be shaky on my math so follow me and see if I made an error somewhere.

Check is Due to payee on 10/03/2011 - a Monday

5 business day (w/e in the middle) should back up to about the evening of the 26th NOT 25th.

On Sunday night the 25th I get an automated notice my account has been deducted the amount of my rent.  (The check due to the payee on 03 OCTOBER -8 days later.) Not a notice my check is being sent - a notice that my account has BEEN debited the entire rent amount. SO 8 days BEFORE the check is DUE they take my money. I believe this is called a float (the bank gets to use my money for their own interest gaining purpose and I am left with a sinking ship). The chippette at the bank parrotting company lines answered " Well when you write a paper check you cannot use the money in the account" MAYBE BUT IT IS MY FUCKING ACCOUNT. IF I want to do something stupid it remains my choice....of course it so happens that my paycheck for more than the rent check is being deposited BEFORE the paymet for the rent check is due. BUT WHO CARES. WE CAN CONTROL YOU AND YOUR MONEY.

Well all my saving is already moved out. My direct deposit is change to a different bank that knows how to treat people fairly. THat ook less than 18 hours. In less time than they were trying to hold my money for every cent of mine will be moved out and the accounts closed down.

BYE BYE CHASE you can kiss my ASS

How many million dollars does Chase get to FLOAT every day for those 5 Days for each hard copy check? And now they want to charge a monthly ATM userfee of up to $9.00 a month to allowthe bank the privelege of not letting you interact with a teller in the bank -and they can staffing and still make $9.00/month on the customer. FUCK ME -- FUCK US ALL!

now that this is off my mind and on yours I can stop mulling over it and sleep well tonight.!!